Friends … I absolutely agree that the Affordable Care Act (ACA) is an imperfect & complicated law and I’m all for fixing what is broken; however, there are parts of the law that are vitally important to me. As our government moves forward with repealing & replacing it, I implore you to contact your representatives and insist that protections for pre-existing conditions and a prohibition on lifetime caps on coverage are included in the new legislation.
Even if you are safely covered behind employer-provided insurance, the protections set forth in the ACA, apply to you too. And if those protections are repealed and not replaced in the new legislation, you will also be affected.
I am thankful to have a job that I love, but if I did not and the protection for pre-existing conditions is not replaced in the new legistlation I would be trapped in a job, because my cancer would make it disastrous to have a gap between jobs as the cost of private insurance (if I could even get it) would be prohibitive. If my employer were to shut down or lay me off, I would be out of luck. The Senate GOP has voted that they would not require an eventual ACA replacement to protect against discrimination for pre-existing conditions, which was the standard before the ACA.
A failure to replace the prohibition on lifetime caps on covereage would mean that anyone who has a life-threatening illness such as cancer or MS, or high-risk pregnancy, may not be able to afford all the care needed, because they may hit lifetime or annual caps. An infant born with any kind of severe medical condition, or premature, could potentially hit their lifetime insurance cap before they are old enough to walk. The Senate GOP has voted that an eventual ACA replacement program would not be required to prohibit lifetime insurance caps.
There are additional provisions that you may want to see replaced in the new legislation, such as the ability for children to remain on their parents’ insurance until the age of 26 or protections for children under the CHIP program.
These provisions of the ACA affect everyone in this country, not just those without insurance through their employers.
If you are not okay with these changes, call your representatives and let them know what’s important to you. Nothing has been set in stone yet, but our legislators have shown us a map of what they plan to do if constituents don’t make their voices heard loud and clear.
Here’s how to contact your Senators and Congresspeople:
Not sure of your congressional district or who your member is: